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Control your debt problems.
Our advisors provide confidential
debt advice and could help you to:
You may also want to learn more about an IVA (Individual Voluntary Arrangement). If so, follow “Kate’s IVA Journey” on our blog, a diary from a current IVA customer to see if an IVA is right for you.
Whatever solution we recommend, honest, confidential advice is at the heart of our service.
Speak to us now. From a landline freephone 0800 083 1433. From a mobile it may be cheaper for you to call 01257 476415.
Debt Free Direct is a leading provider of specialist advice on serious debt problems. Based on statistics compiled by The Insolvency Service we are also the UK’s overall number one provider of IVAs (Individual Voluntary Arrangements). With larger amounts, an IVA can bring down repayments, freeze interest and end creditor chasing.
Any one of our practical solutions could reduce your monthly repayments, but the one that’s right for you will depend on your particular situation.
Whatever solution we recommend, be it an IVA, Management Plan or Bankruptcy, honest advice is at the heart of our service.
Speak to us now. From a landline freephone 0800 083 1433.
From a mobile it may be cheaper to call 01257 476415 or talk to our advisers now via
Live Chat
For further information about different solutions please follow the links below:
| Debt | IVA | Debt Management | Bankruptcy |
Last year we helped just over 68,000 people manage their financial problems by providing specialist advice. We advised every single one of them what their most appropriate solution would be using our “Best Advice Model” – a unique, sophisticated computer program.
Those we’ve helped range from people whose loans grew after university to those splitting up with their partner, and from homeowners who have overspent to business people facing a crisis.
Our customers reviews show some typical stories.
Our staff are UK based and trained to be able to offer you the right solution for your individual circumstances. This may be an IVA or may be another more appropriate solution.
Call us today for advice you can trust freephone 0800 083 1433.
From a mobile it may be cheaper to call 01257 476415 or talk to our advisers now via
Live Chat
If you are one of the millions of people who are in deep debt with your credit card , then no doubt you are looking for a debt solution. No one wants to owe money to a company for a long period of time, it just makes everything more complicated when you are trying to get your personal finances in order. This means that you are going to want to make sure that you know some of the resources that you have to take control of credit card debt.
The first step is to seek out the advice and help of others. If you are embarrassed about your predicament, then you do not have to admit to someone close that you are struggling. However, you should at least seek out the advice of others on the internet who find themselves in the same situation. When you do this, you are going to find that there are in fact many people out in the world who have problems with credit cards. You are also going to notice that many of them are willing to share strategies that they use in order to get out of their problem.
Reading some of the stories and advice of others can be encouraging, but it is not the heavy lifting part that you are going to have to do. That comes when you actually go to take the steps that you need to take in order to solve this issue. Credit card problems are something that a lot of people go bankrupt over, but that is not the only solution to the problem. You could also work on ways that you can get your credit card settled. This is called credit card settlement.
In settlement, you may use a company to help you to negotiate with the creditors that gave you the problems in the first place. Your spokes person is going to work with them to get you lower rates or even a lower credit card load in general. The creditors are likely to agree to do this because they do not want to see you go bankrupt. If you did, then they would likely not get any of the money that you owe them. Given this fact, they are going to work with you in order to come up with a reasonable solution that helps you to pay less on the amount that you owe. That is just one of many solutions that are offered for credit card debt. Make sure that you are looking for as many solutions as possible.