Debt Help And Advice Tailored For You
About Debt Free Direct
Helping people to overcome their
debt problems.
We provide advice on a range of
debt solutions and could help you too.
- UK's No.1 IVA provider
- DEMSA member, OFT approved
- Contact us in confidence
About Us
Request a Call Back
BAM quickly and accurately analyses the information based on each person’s situation and recommends the most appropriate, least drastic solution for them.
Debt Free Direct only ever suggests a solution such as an IVA when it’s appropriate. We help anybody who calls us about their debt problems.
Call us today on 0800 083 1433.
Our advice is always given objectively and without obligation. We don’t pass judgement and we respond seriously to all of your concerns.
When you ask for our help you’re free to follow our advice or ignore it but you’ll always be better informed.
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The Debt Standard
We are proud to have achieved the requirements of the Debt Managers Standards Association (DEMSA) whose code of conduct is approved by the Office of Fair Trading (OFT).
DEMSA is our industry kitemark, which guarantees that everyone who contacts us receives appropriate, specialist and objective advice.
Above all, we understand how much stress debt can cause and we work to help thousands of people, we also campaign hard to have the whole debt industry more tightly regulated.
IVAs and Advice
In an IVA all you pay is the amount you can realistically afford, each month for the period of your arrangement (usually 60 months), and that is literally all you have to pay as long as you keep up the payments. We will deduct our fees from your monthly payments, everything else is paid to your creditors.
IVA fees come out of the payments you make to us. If your IVA fails, your creditors will be able to pursue you for the full outstanding balance and no credit will be given in relation to any payments for fees within the IVA. Failure could result in another debt solution or bankruptcy .
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