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debt advice and could help you to:

The UK Office of Fair Trading (OFT) has an important regulatory role in the debt industry, since the Consumer Credit Act of 1974. It issues strict guidance to all companies working in the debt sector, whether those companies are chasing debts, or helping people to solve debts.
Debt Free Direct is a provider of a complete range of debt solutions, including Individual Voluntary Arrangements (which are binding legal agreements). It means that we observe in full all of the requirements of the OFT, following detailed guidelines on a whole range of activities.
Compliance starts with initial marketing and goes all the way through to how we advise consumers and how we support you during a particular debt solution.
Debt Free Direct strives to achieve best practice, and has also been actively involved in lobbying to further improve standards in the debt industry as a whole.