If you are looking for credit card debt help you need look no further. Debt Free Direct has been providing help to thousands of people over the past seven years and we are serious about helping people get out of debt.
At Debt Free Direct we offer truly independent, impartial advice. We only advise you on a debt solution once we have identified it as being the best approach for you to take. We do this by taking a detailed look at your finances in the strictest confidence and then use our independently approved Best Advice Model, which will identify the best form of credit card debt help we can offer you.
An IVA is one of your options if you owe more than £15,000
For many of those that come to us with unmanageable credit card debt, help is available in the form of an IVA or Individual Voluntary Arrangement. An IVA is often the most effective solution in dealing with debt problems because it allows you to pay back what you owe in manageable monthly instalments. You only pay what you can afford and after a usual period of five years your creditors will write your debts off.
Many companies offering credit card debt help will only offer one type of approach towards tackling your debts and this will often be a debt management plan. A debt management plan can be an excellent way to solve debt problems, but for many of our customers, an IVA is a more effective way to get rid of debt. If our best advice model identifies a debt management plan as being the best solution for you, then we will devise the best possible plan tailored to your financial situation.
Debt help without being judged
Whether your debts are as a result of credit cards, store cards, loans, or a mixture of all, we are here to help and we will not judge you. If your debts are less severe we will occasionally suggest a consolidation loan as suitable credit card debt help. If we do, we will search the whole of the market to find you the best loan for your particular circumstances.
