Personal debt help

I’m known for being a bit of a Michael Caine and I’m sure that, in true Michael vein, not many people know that it’s Farmhouse Breakfast Week this week. Even fewer probably know that its theme is ‘Shake Up Your Wake Up’. Whilst this is all about orange juice that makes your eyes pop with Read the rest…

I don’t know whether you realise it, but today is what has officially been dubbed the ‘most depressing day of the year’.  It’s called Blue Monday, typically the third Monday in every January. By this point, if you’re like me, you’ve already had all the credit card bills that you knocked up leading up to Christmas and Read the rest…

I’ve just been taking a walk around the debt advisers’ floor at Debt Free Direct and I can only describe the scene as one of pre-match preparation. I relate the atmosphere like the debt advisers gearing up for a massive match ahead, which will test their defences, see them exploiting their skills to the max and Read the rest…

My friend’s teenage son was given a really interesting book for Christmas – well, I think so at any rate, as it’s called The Asbo Fairy Tales and it’s a spoof on different fairytales, written in a politically incorrect fashion. He finds it hilarious and started reading me the story of the Three Little Pigs, Read the rest…

I was pretty shocked to read over Christmas that household debt has shot up at the fastest pace since the recession, due to pre-Christmas spending.  What with this and all the images of people out at the sales and on the streets carrying bulging carrier bags stuffed full of purchases, it really makes you wonder Read the rest…

I don’t know about you, but I’ve always been the kind of person who thought that starting Christmas shopping in October and early November was absolutely ridiculous. I was one of those who felt that the Christmas magic should be saved for December and that the very idea of baubles appearing before Bonfire Night was Read the rest…

I had a really massive shock this week – and all thanks to the arrival of the yearly energy bill summary. A year ago, I did what I thought was the sensible thing and swapped my energy provider, thanks to figures given me to a guy who came to the door, demonstrating that he could Read the rest…

Everyone’s feeling the pinch right now, feeling pressured, powerless and penniless, all of which put me in the mind to offer some advice based around my own key Ps. P is the Porch This is where you might suddenly find a doorstep lender turning up to offer you a dream amount of cash, which you Read the rest…

Living where I do, in the heart of Lancashire, it’s hard to not know someone who works for BAE.  As an organisation, its employment of people locally is massive and I know all sorts of people, who are working on a variety of jobs, from handling defence contracts in Saudi, to working in PR and Read the rest…

Whilst catching up with some episodes of Eastenders that had been recorded at home, which normally don’t register much and are more background noise than anything else, a bit of the script really leapt out at me. It was linked to that newish family – The Moons – in the antiques barn, which seems to Read the rest…