Debt advice for personal debts

I’m going to throw some figures at you that I can’t quite believe today.  Apparently 39% of people are worried about their current level of debt, but only 3% are planning to actively seek help over the next six months according to insolvency association R3.  And I thought this was the Chinese year of the Read the rest…

27% of people don’t want to discuss their personal debts with their family, according to a new survey by Aviva Family Finances.  So what do you think about that?  Are you shaking your head in disbelief, or nodding quietly, looking around the room and thinking about all the people you haven’t told about your personal Read the rest…

During  a recent weekend up in Scotland visiting the red headed side of my family I found half an hour to read the  ‘Sunday Post’ which has been part of Scotland’s Sunday culture for many years.  Reading it, I found a really interesting article about a 33-year-old man from Glasgow, entitled ‘My journey to debt hell Read the rest…

I overheard two people talking in the pub last night about their credit rating and how one of them had been turned down for credit.  He’d been told he needed to improve his credit score, but had no idea how to go about it.  Like many of us, he knew how to check his credit Read the rest…

Where did it all go wrong? It’s easy to think that when you look at your personal debt situation and think about past times when you were in control of your finances.  For others, it’s a question of really taking stock right now and asking where it is all going wrong in the present tense. Read the rest…

I’m known for being a bit of a Michael Caine and I’m sure that, in true Michael vein, not many people know that it’s Farmhouse Breakfast Week this week. Even fewer probably know that its theme is ‘Shake Up Your Wake Up’. Whilst this is all about orange juice that makes your eyes pop with Read the rest…

I don’t know whether you realise it, but today is what has officially been dubbed the ‘most depressing day of the year’.  It’s called Blue Monday, typically the third Monday in every January. By this point, if you’re like me, you’ve already had all the credit card bills that you knocked up leading up to Christmas and Read the rest…

I’ve just been taking a walk around the debt advisers’ floor at Debt Free Direct and I can only describe the scene as one of pre-match preparation. I relate the atmosphere like the debt advisers gearing up for a massive match ahead, which will test their defences, see them exploiting their skills to the max and Read the rest…

My friend’s teenage son was given a really interesting book for Christmas – well, I think so at any rate, as it’s called The Asbo Fairy Tales and it’s a spoof on different fairytales, written in a politically incorrect fashion. He finds it hilarious and started reading me the story of the Three Little Pigs, Read the rest…

I was pretty shocked to read over Christmas that household debt has shot up at the fastest pace since the recession, due to pre-Christmas spending.  What with this and all the images of people out at the sales and on the streets carrying bulging carrier bags stuffed full of purchases, it really makes you wonder Read the rest…