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Debt Free Direct Blog

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A site where we, across
Debt Free Direct and guest
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Debt Free Direct

Pop a question about debt before the big one

Posted by Paul Culshaw, Editor | Posted in Advice

How many of you girls out there have been waiting for four years for a February 29th to come along? How many of you have secretly stashed wedding magazines under the bed and already picked out your dream dress and sparkling tiara.  All perfectly reasonable behaviour if you’ve found the man of your dreams (though Read the rest…


Things not to do when it comes to debt

Posted by Paul Culshaw, Editor | Posted in Advice, Credit Cards

I’m going to throw some figures at you that I can’t quite believe today. Apparently 39% of people are worried about their current level of debt, but only 3% are planning to actively seek help over the next six months according to insolvency association R3. And I thought this was the Chinese year of the Read the rest…


Don’t be an ostrich when it comes to personal debts

Posted by Paul Culshaw, Editor | Posted in Advice

I’m going to throw some figures at you that I can’t quite believe today. Apparently 39% of people are worried about their current level of debt, but only 3% are planning to actively seek help over the next six months according to insolvency association R3. And I thought this was the Chinese year of the Read the rest…


The telltale signs that someone might have personal debts

Posted by Declan at Debt Free Direct | Posted in Advice, Family Finances, Relationships

27% of people don’t want to discuss their personal debts with their family, according to a new survey by Aviva Family Finances.  So what do you think about that?  Are you shaking your head in disbelief, or nodding quietly, looking around the room and thinking about all the people you haven’t told about your personal Read the rest…


One man’s journey to debt hell and how he survived

Posted by Paul Culshaw, Editor | Posted in Advice, Economy, Family Finances

During  a recent weekend up in Scotland visiting the red headed side of my family I found half an hour to read the  ‘Sunday Post’ which has been part of Scotland’s Sunday culture for many years.  Reading it, I found a really interesting article about a 33-year-old man from Glasgow, entitled ‘My journey to debt hell Read the rest…


Tips to improve your credit rating

Posted by Declan at Debt Free Direct | Posted in Advice, Family Finances

I overheard two people talking in the pub last night about their credit rating and how one of them had been turned down for credit.  He’d been told he needed to improve his credit score, but had no idea how to go about it.  Like many of us, he knew how to check his credit Read the rest…


Personal debt rises from putting petrol on plastic

Posted by Paul Culshaw, Editor | Posted in Advice, Economy, Family Finances

Where did it all go wrong? It’s easy to think that when you look at your personal debt situation and think about past times when you were in control of your finances.  For others, it’s a question of really taking stock right now and asking where it is all going wrong in the present tense. Read the rest…


Take positive action against personal debt

Posted by Paul Culshaw, Editor | Posted in Advice

I’m known for being a bit of a Michael Caine and I’m sure that, in true Michael vein, not many people know that it’s Farmhouse Breakfast Week this week. Even fewer probably know that its theme is ‘Shake Up Your Wake Up’. Whilst this is all about orange juice that makes your eyes pop with Read the rest…


Is Blue Monday every Monday for you?

Posted by Declan at Debt Free Direct | Posted in Advice

I don’t know whether you realise it, but today is what has officially been dubbed the ‘most depressing day of the year’.  It’s called Blue Monday, typically the third Monday in every January. By this point, if you’re like me, you’ve already had all the credit card bills that you knocked up leading up to Christmas and Read the rest…


How debt advice is like a football match

Posted by Paul Culshaw, Editor | Posted in Advice, Credit Cards

I’ve just been taking a walk around the debt advisers’ floor at Debt Free Direct and I can only describe the scene as one of pre-match preparation. I relate the atmosphere like the debt advisers gearing up for a massive match ahead, which will test their defences, see them exploiting their skills to the max and Read the rest…


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