Personal debt help and solutions

During  a recent weekend up in Scotland visiting the red headed side of my family I found half an hour to read the  ‘Sunday Post’ which has been part of Scotland’s Sunday culture for many years.  Reading it, I found a really interesting article about a 33-year-old man from Glasgow, entitled ‘My journey to debt hell Read the rest… [Read More]

Where did it all go wrong? It’s easy to think that when you look at your personal debt situation and think about past times when you were in control of your finances.  For others, it’s a question of really taking stock right now and asking where it is all going wrong in the present tense. Read the rest… [Read More]

My friend’s teenage son was given a really interesting book for Christmas – well, I think so at any rate, as it’s called The Asbo Fairy Tales and it’s a spoof on different fairytales, written in a politically incorrect fashion. He finds it hilarious and started reading me the story of the Three Little Pigs, Read the rest… [Read More]

I was pretty shocked to read over Christmas that household debt has shot up at the fastest pace since the recession, due to pre-Christmas spending.  What with this and all the images of people out at the sales and on the streets carrying bulging carrier bags stuffed full of purchases, it really makes you wonder Read the rest… [Read More]

Everyone’s feeling the pinch right now, feeling pressured, powerless and penniless, all of which put me in the mind to offer some advice based around my own key Ps. P is the Porch This is where you might suddenly find a doorstep lender turning up to offer you a dream amount of cash, which you Read the rest… [Read More]

Living where I do, in the heart of Lancashire, it’s hard to not know someone who works for BAE.  As an organisation, its employment of people locally is massive and I know all sorts of people, who are working on a variety of jobs, from handling defence contracts in Saudi, to working in PR and Read the rest… [Read More]

I read a really frightening statistic today and wanted to put virtual pen to virtual paper to talk about it.  Incredibly, 1 in 12 of the drivers on our roads are driving without motor insurance – something that is a legal requirement.  As I’m writing this, I’m hoping that you are not one of them. Read the rest… [Read More]

I went to see some relatives in Scunthorpe recently and a story in the local paper – The Scunthorpe Telegraph – caught my eye.  It said that tourist attractions around the country are suffering low visitor numbers because of the rising cost of fuel.  Quite simply, motorists cannot afford to take their children out for Read the rest… [Read More]

I used to know a credit card tart – or, at least, that’s what people called her. She would switch from credit card to credit card with as much ease as a butterfly flitting from one garden to the next and benefit from the lowest rate of interest available on a card at any given Read the rest… [Read More]

Until a few years ago, the thought of a pensioner being in debt was almost unheard of, yet today, figures show that an increasing number of pensioners are retiring in what is officially termed as poverty. As pensioners struggle to maintain their lifestyle, many will fall into debt and it is fair to say that Read the rest… [Read More]