Personal debt help

Living where I do, in the heart of Lancashire, it’s hard to not know someone who works for BAE.  As an organisation, its employment of people locally is massive and I know all sorts of people, who are working on a variety of jobs, from handling defence contracts in Saudi, to working in PR and Read the rest…

Whilst catching up with some episodes of Eastenders that had been recorded at home, which normally don’t register much and are more background noise than anything else, a bit of the script really leapt out at me. It was linked to that newish family – The Moons – in the antiques barn, which seems to Read the rest…

I read a really frightening statistic today and wanted to put virtual pen to virtual paper to talk about it.  Incredibly, 1 in 12 of the drivers on our roads are driving without motor insurance – something that is a legal requirement.  As I’m writing this, I’m hoping that you are not one of them. Read the rest…

Red or Black.  The Ant & Dec game show or a life choice?  To a growing number of Brits, it’s the same thing. As debts have mounted, either through living beyond our means, student debts, the misfortune that life has thrown at us, or other scenarios, so has our belief in never-never land.  Suddenly, we Read the rest…

If one of my mates had brains, he’d be truly dangerous.  He’s already got debts on numerous credit cards, but talked himself into getting right up to yet another credit limit and booked a foreign holiday that was, to quote him, “a too-good-to-refuse bargain”. The deal did seem good, but we all told him the Read the rest…

I went to see some relatives in Scunthorpe recently and a story in the local paper – The Scunthorpe Telegraph – caught my eye.  It said that tourist attractions around the country are suffering low visitor numbers because of the rising cost of fuel.  Quite simply, motorists cannot afford to take their children out for Read the rest…

Earlier this week I had a root canal filling. I’d put it off for ages and after two lots of antibiotics, a face that resembled a hamster and constant pain that made me miserable for months, I finally summoned up the courage to have the treatment. It wasn’t all that great to be honest, but, Read the rest…

Diary entry 2 on Monday 20th June 2011 My blog is called the Secret Diary of a Debt Girl with good reason, because any of you who have been, or who are in debt right now, will understand how furtive you can become. You may be hiding bills and red demands under the bed, in Read the rest…

This week I met someone who has put her company into liquidation, but who has also become personally bankrupt with much of the money owed becoming personal debt, through personal guarantees that she had given. She sat back in her chair and told me that it wasn’t a big deal, as she would be free Read the rest…

I used to know a credit card tart – or, at least, that’s what people called her. She would switch from credit card to credit card with as much ease as a butterfly flitting from one garden to the next and benefit from the lowest rate of interest available on a card at any given Read the rest…