Personal Debt Help

My friend’s teenage son was given a really interesting book for Christmas – well, I think so at any rate, as it’s called The Asbo Fairy Tales and it’s a spoof on different fairytales, written in a politically incorrect fashion. He finds it hilarious and started reading me the story of the Three Little Pigs, Read the rest…

I was pretty shocked to read over Christmas that household debt has shot up at the fastest pace since the recession, due to pre-Christmas spending.  What with this and all the images of people out at the sales and on the streets carrying bulging carrier bags stuffed full of purchases, it really makes you wonder Read the rest…

I don’t know about you, but I’ve always been the kind of person who thought that starting Christmas shopping in October and early November was absolutely ridiculous. I was one of those who felt that the Christmas magic should be saved for December and that the very idea of baubles appearing before Bonfire Night was Read the rest…

I had a really massive shock this week – and all thanks to the arrival of the yearly energy bill summary. A year ago, I did what I thought was the sensible thing and swapped my energy provider, thanks to figures given me to a guy who came to the door, demonstrating that he could Read the rest…

Everyone’s feeling the pinch right now, feeling pressured, powerless and penniless, all of which put me in the mind to offer some advice based around my own key Ps. P is the Porch This is where you might suddenly find a doorstep lender turning up to offer you a dream amount of cash, which you Read the rest…

Living where I do, in the heart of Lancashire, it’s hard to not know someone who works for BAE.  As an organisation, its employment of people locally is massive and I know all sorts of people, who are working on a variety of jobs, from handling defence contracts in Saudi, to working in PR and Read the rest…

Whilst catching up with some episodes of Eastenders that had been recorded at home, which normally don’t register much and are more background noise than anything else, a bit of the script really leapt out at me. It was linked to that newish family – The Moons – in the antiques barn, which seems to Read the rest…

I read a really frightening statistic today and wanted to put virtual pen to virtual paper to talk about it.  Incredibly, 1 in 12 of the drivers on our roads are driving without motor insurance – something that is a legal requirement.  As I’m writing this, I’m hoping that you are not one of them. Read the rest…

Red or Black.  The Ant & Dec game show or a life choice?  To a growing number of Brits, it’s the same thing. As debts have mounted, either through living beyond our means, student debts, the misfortune that life has thrown at us, or other scenarios, so has our belief in never-never land.  Suddenly, we Read the rest…

If one of my mates had brains, he’d be truly dangerous.  He’s already got debts on numerous credit cards, but talked himself into getting right up to yet another credit limit and booked a foreign holiday that was, to quote him, “a too-good-to-refuse bargain”. The deal did seem good, but we all told him the Read the rest…