Debt driven by fuel prices

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How the cost of fuel is hitting days out

Posted by Declan at Debt Free Direct | Posted in Economy, Family Finances

I went to see some relatives in Scunthorpe recently and a story in the local paper – The Scunthorpe Telegraph – caught my eye.  It said that tourist attractions around the country are suffering low visitor numbers because of the rising cost of fuel.  Quite simply, motorists cannot afford to take their children out for Read the rest…


From dentists to debt freedom

Posted by Kate | Posted in Kate's IVA journey

Earlier this week I had a root canal filling. I’d put it off for ages and after two lots of antibiotics, a face that resembled a hamster and constant pain that made me miserable for months, I finally summoned up the courage to have the treatment. It wasn’t all that great to be honest, but, Read the rest…


Songs of debt

Posted by anonymous | Posted in Secret Diary of a Debt Girl

Diary entry 2 on Monday 20th June 2011 My blog is called the Secret Diary of a Debt Girl with good reason, because any of you who have been, or who are in debt right now, will understand how furtive you can become. You may be hiding bills and red demands under the bed, in Read the rest…


Bankruptcy and what you need to know

Posted by Declan at Debt Free Direct | Posted in Advice

This week I met someone who has put her company into liquidation, but who has also become personally bankrupt with much of the money owed becoming personal debt, through personal guarantees that she had given. She sat back in her chair and told me that it wasn’t a big deal, as she would be free Read the rest…


APR Another Poignant Regret

Posted by Declan at Debt Free Direct | Posted in Advice, Credit Cards, Economy

I used to know a credit card tart – or, at least, that’s what people called her. She would switch from credit card to credit card with as much ease as a butterfly flitting from one garden to the next and benefit from the lowest rate of interest available on a card at any given Read the rest…


Secret Diary of a Debt Girl

Posted by anonymous | Posted in Secret Diary of a Debt Girl

Diary entry 1 on June 16, 2011 Welcome to my world. This is the Secret Diary of a Debt Girl. This is all about coming clean anonymously and letting you share my secret life.  This is my first blog, but hopefully, by revealing all about my secret life, I will be able to help others along the Read the rest…


Why debts come before savings

Posted by Declan at Debt Free Direct | Posted in Advice, Family Finances, Savings

The fabulous Easter weather has left us wondering when the next rainy day will appear and, unfortunately, that is something that too many of us are considering these days, according to a host of different surveys. The old adage of ‘putting something away for a rainy day’ is something that has been lost on most Read the rest…


Retirement should be an enjoyable time

Posted by Declan at Debt Free Direct | Posted in Advice, Economy, Family Finances

Until a few years ago, the thought of a pensioner being in debt was almost unheard of, yet today, figures show that an increasing number of pensioners are retiring in what is officially termed as poverty. As pensioners struggle to maintain their lifestyle, many will fall into debt and it is fair to say that Read the rest…


Pennies & Pints

Posted by Declan at Debt Free Direct | Posted in Advice, Relationships

It’s about eight weeks ago now since I last saw my friend who is in heavy debt. You may remember, if you’ve followed my posts, that he had started seeing a new girlfriend, but didn’t know how to tell her that he was in debt – and to a big tune as well (£23,000). The Read the rest…


Save money – Give up food snobbery

Posted by Kate | Posted in Kate's IVA journey

Chatting to friends last week, I was amused to hear various views about the snobbery we all seem to have about food labels when we’re shopping. I have to admit, I’ve been guilty of this in the past, but since my IVA started in August last year, I’ve really changed my views. I’m not sure Read the rest…


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