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Debt Free Direct

Tips to improve your credit rating

Posted by Declan at Debt Free Direct | Posted in Advice, Family Finances

I overheard two people talking in the pub last night about their credit rating and how one of them had been turned down for credit.  He’d been told he needed to improve his credit score, but had no idea how to go about it.  Like many of us, he knew how to check his credit Read the rest…


Diary of a debt-free wannabe!

Posted by Kate | Posted in Advice, Kate's IVA journey

Hi, I’d like to introduce myself – my name’s Kate, I’m a 40 year old happy go lucky sort of a girl (yes, I’m still trying to hang on to my youth – just about)  and this year my life changed in a pretty big way. No, I didn’t get married, meet the man of Read the rest…


Payday loan firms beating banks overdraft rates

Posted by Paul Culshaw, Editor | Posted in Savings

Consumers who unexpectedly run out of funds at the end of the month may be getting charged more for going into their overdraft by some of Britain’s biggest banks than payday loan firms. The rise of people using payday lenders has quadrupled since the credit crunch began in 2008. These types of loans are designed Read the rest…