Debt Free Direct provides UK debt help to thousands of people every month. If you are struggling with debt you can benefit from our totally impartial debt help. UK customers with debt problems can take advantage of our debt advice with no fees or obligations.
In order to provide you with the best debt advice, we'll take an in-depth look at your finances in the strictest confidence. We then use our independently checked best advice model to identify the best approach for you to take. With Debt Free Direct you can be sure that, whatever debt help we offer, the advice we give you is completely impartial and, unlike some other debt management companies, it is the right solution for you, not us.
An IVA is often the answer
If you have debts over £15,000 do not despair, you can benefit from Debt Free Direct’s independent debt help. UK residents in regular full time employment often find, after approaching Debt Free Direct, that the best solution to their debt problems is an IVA or Individual Voluntary Arrangement. An IVA allows you to pay back people you owe money to in affordable monthly instalments usually over a period of five years and avoids the more serious consequences of bankruptcy, such as losing your home or job. Find out more about IVAs.
What ever the debt solution we recommend, it will be right for you
In some cases, the debt help we offer may be a Debt Management Plan. When undertaking a Debt Management Plan it is important to be aware that unlike an IVA it is not legally binding and so people you owe money to do not have to necessarily stick to arrangements made. Read more about Debt Management Plans, or call us if you'd like free confidential advice on whether a debt management plan is suitable for your debt.
Whatever advice we offer you, we will do so only after having discussed all the options with you in simple, understandable terms. We are so serious about improving debt help in the UK that we are lobbying to improve regulation within the debt help UK industry, and have been involved in a government working party.
