If you are looking for debt help, speak to Debt Free Direct. We are the number one provider of independent advice and appropriate debt solutions for people with serious financial problems. The debt help we offer is based on your individual circumstances and over the past seven years our debt advice has assisted thousands of people in tackling their debt problems.
All the debt advice we offer is free of charge and totally impartial. Before offering any debt advice, we will take a detailed look at your finances in the strictest confidence. We will then use our independently audited Best Advice Model to establish the best course of action to take to help you on your way to a debt free future.
Arranging an IVA is just one of the ways we may be able to help
For those owing £15,000 or more the most appropriate debt solution is often an IVA (or Individual Voluntary Arrangement). An IVA allows you to pay back people you owe money to in set monthly instalments that you can afford. It usually lasts for a period of five years, after which time your remaining debts are written off by people you owe money to, and you are debt free. This kind of solution avoids the consequences of bankruptcy, such as losing your property or in some cases, your job. Learn more about IVAs.
Alternative debt help we offer might be a debt management plan. Like an IVA, a debt management plan works by reducing your monthly debt payment to a level you can afford. The role of a debt management company is to negotiate a lower repayment with people you owe money to, and distribute your payments. Many people find it an effective way to get back in control of their debt. Learn more about Debt Management Plans.
Other debt help we offer includes simple and helpful advice, re-mortgaging, bankruptcy or a consolidation loan. If a consolidation loan is identified as the best option for your individual situation we will only put you in touch with companies that offer the most competitive rates. Learn more about Consolidation Loans.
