Terms of Business

We want your decision to use Debt Free Direct’s financial management services to be the best decision you ever take towards regaining control of your financial situation. To that end we aim to be completely transparent in all our dealings with you, hence these Terms of Business explain our obligations to you and yours to us. They will be at the heart of our relationship, and our contract with you, so please take time to read them carefully.

These Business conditions apply to all Debt Free Direct clients and explain our obligations to you and yours to us. They could be added to or changed by particular terms for some of our other services, of which you will be notified.

Click to download:

IVA Terms of Business (PDF)

Where a Debt Management Plan is the recommended solution for a client, Debt Free Direct uses Lawrence Charlton Ltd to provide the product.

The link below will allow you to view Lawrence Charlton’s terms of business.

Debt Management Terms of Business (PDF)

Debt Free Direct does not provide Protected Trust Deeds in house. Instead we will refer you to trusted partners who are the leading provider of Protected Trust Deeds in Scotland.

More information is available from our partners however we have included an example of the type of fees which may be involved.

Protected Trust Deed Fees

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