Debt Management Services

Debt Free Direct helps thousands of people every month with our impartial debt management services. We offer free advice without obligation, and we will review your finances in confidence to make sure that we always recommend the best approach for you to take.

Is an IVA the best solution for you?

If you or your partner is in full time employment, an IVA or Individual Voluntary Arrangement will often be the best solution to tackling your debts. An IVA allows you to repay your debts in affordable monthly instalments usually over a period of five years. If you have debts of less than £15,000 our debt management services may be more helpful however.

Debt Free Direct’s own Best Advice Model is able to assess your situation and suggest debt solutions that are right for you.

The right solution for tackling your debts

Debt Free Direct offer truly impartial advice and the right approaches to tackling your debts. If we do identify a debt management plan as being the right course of action for you to take, we will find a reputable company who will help you achieve a plan in which your repayments are reduced to a level you can afford.

Our Best Advice Model has been checked independently and we will always recommend a debt solution with your best interests at heart. Many of our customers find that an IVA is a more suitable option to reduce debts, as interest is frozen and after the term of the IVA any remaining debts are cleared, so you only pay back what you can truly afford.

We are happy to offer our debt and IVA advice to anyone who needs it. You are under no obligation to take the advice we offer and we will not pressurise you into taking one particular course of action.