Debt Help From Debt Free Direct

Try our Debt Test and find your appropriate debt solution

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“Discover a reliable way to control your debt to avoid arrears”

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Arranging An IVA Is Just One Of The Ways We May Be Able To Help

For those owing £12,000 or more the most appropriate debt solution is often an IVA (or Individual Voluntary Arrangement).

An IVA allows you to pay back people you owe money to in set monthly instalments that you can afford. It usually lasts for a period of five years, after which time your remaining debts are written off by people you owe money to, and you are debt free.

This kind of solution avoids the consequences of bankruptcy, such as losing your property or in some cases, your job.

Learn more about IVAs.

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Customer Reviews

Mrs H Lockley
Debt: £44,000
Solution: IVA

Since 2000, my husband and I used credit for various reasons such as home improvements and general living costs. Over the years our debt continued to build up. Eventually we owed £44,000 and keeping up with the payments was getting harder and harder.

Read more

Alternative Debt Help

Alternative debt help we offer might be a debt management plan. Like an IVA, a debt management plan works by reducing your monthly debt payment to a level you can afford. The role of a debt management company is to negotiate a lower repayment with people you owe money to, and distribute your payments. Many people find it an effective way to get back in control of their debt. Learn more about Debt Management Plans.

Other debt help we offer includes simple and helpful advice, re-mortgaging, bankruptcy or a consolidation loan. If a consolidation loan is identified as the best option for your individual situation we will only put you in touch with companies that offer the most competitive rates.

Learn more about Debt Consolidation