Management and Help With Your Debt
Help With Managing Debt
Putting you back in control of your finances.
Learn more about Debt ManagementPlans from our advisors.
- Affordable monthly payment
- A chance to freeze interest
- Call us in confidence today
Debt Management Help
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We are serious about helping people to tackle debt and we will not charge you any fees for our debt advice.
If You Owe More Than £12,000 An IVA May Be Your Best Option
If you or your partner are struggling with debts over £12,000 an Individual Voluntary Arrangement (or IVA) is usually the most effective course of action to take in dealing with your debts, and can help you avoid the consequences of bankruptcy.
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Debt Management Helps Many Gain Control Of Their Finances
If you have less severe debts however, debt management may be more suitable for you. Debt management help usually entails devising a debt management plan to make your debt more manageable.
A plan is negotiated with people you owe money to with the aim of securing lower monthly repayments. It is important you are aware that, unlike an IVA, a debt management plan is not a legally binding contract and therefore people you owe money to are not legally bound to stick to any repayment arrangements made.
At Debt Free Direct if our Best Advice Model recommends this solution for you, we’ll arm you with all the information and advice you need to decide if you think a debt management plan will help you control your debt.
Best Advice Model
Our Best Advice Model has been checked independently and you can be confident that we will always recommend the best form of help, tailored towards your individual needs.
It may be that an IVA is the most effective solution to your debt problems but whatever course of action we advise you to take there is no obligations and we will not charge you for our debt management help.