Being in serious debt is stressful enough, but it can become even more so if your creditors and debt collectors start to take legal action against you. That’s why it’s important to know your rights. Better still you could legally stop all this with an IVA (Individual Voluntary Arrangement).
Debt Free Direct are here to offer you real debt help in the form of expert, impartial debt advice you can rely on. Just call us and we’ll help explain where you stand in relation to your creditors.
Call us free on 0800 083 1433 to find out more.
Protection does exist
The Office of Fair Trading’s (OFT) guidelines (Debt Collector Guidance, July 2004) is expected to be followed by all creditors and debt collectors, otherwise they could lose their Consumer Credit Licence. The purpose of the guidelines is also to protect people in debt from unfair practices. Call us for further information.
Managing your debts
Your rights are certainly there to protect you, but you will still need to pay off your debts. IVAs, Debt Management, Debt Consolidation, Bankruptcy and other debt solutions all exist to help you do this. Call us and we can give you all the debt advice you need in order for you to be confident about making the right choice for you.
Call us free on 0800 083 1433 Our phone lines are open 8:00 am and 9:00 pm Monday to Friday, or 9:00 am and 5:00 pm on Saturday and 10:00 am to 4:00 pm on Sunday. You can call free for an initial chat about your own debt situation.
