Debt Management can be an excellent solution to your debts, but it will depend on your individual situation. For example, an IVA (Individual Voluntary Arrangement) or another debt solution may be of more help, so it's worth talking to us first.
When considering debt management, you should also be aware that unlike an IVA (Individual Voluntary Arrangement), it is not a legally binding agreement. There may be other debt solutions available that are more suitable for your debt, so call us first to find out.
Call us free on 0800 083 1433 to find out more.
How debt management works
With debt management, you agree to pay a regular amount each month to a debt management company. This company then negotiates new repayments with people you owe money to, usually at lower repayments but over a longer period. The key thing is to be sure that you can afford the new repayment levels so that you don't just add to your problems.
Best Advice Model
At Debt Free Direct, before we recommend any course of action, we will take a detailed look at your individual situation. We use our Best Advice Model to ensure we only give you one solution - the RIGHT solution. Whether this is an IVA, consolidation loan, management plan, remortgage or, as a last resort, bankruptcy, our advice will be based solely on your particular circumstances.
Call us free on 0800 083 1433 Our phone lines are open 8:00 am and 9:00 pm Monday to Friday, or 9:00 am and 5:00 pm on Saturday and 10:00 am to 4:00 pm on Sunday. You can call free for an initial chat about your own financial situation.


