You may already be aware that an IVA (Individual Voluntary Arrangement) is a form of debt help which can help you overcome serious debt. But before you enter into an IVA, be sure you really understand what it involves. Call Debt Free Direct today for expert, impartial advice. We’ll give you all the facts so that you can make up your own mind.
When you call us you’ll talk direct to one of our fully trained Debt Advisors. He or she will talk to you in a friendly, unbiased way about your financial situation and discuss the various debt solutions which may be available to you.
Call us free on 0800 083 1433 to find out more.
Choosing an IVA
When you talk to Debt Free Direct, we’ll apply our acknowledged Best Advice Model so that you can be sure of getting the best debt advice about IVAs, Debt Management, Debt Consolidation, Bankruptcy and other debt solutions. Once you’re fully informed, you’ll feel really confident about making the right choice.
Clearing your debts
If you owe more than £15,000 and are struggling to meet your repayments then an IVA can be the best way of working towards clearing your debts - usually over a five year period. Call us to find out exactly how an IVA works.
Call us free on 0800 083 1433 Our phone lines are open 8:00 am and 9:00 pm Monday to Friday, or 9:00 am and 5:00 pm on Saturday and 10:00 am to 4:00 pm on Sunday. You can call free for an initial chat about your own debt situation.
IVA Advice from the UK’s leading IVA Company
If you’re considering an IVA as a possible debt solution then you are likely to be in serious debt and need of some good honest debt advice. When looking specifically at IVA’s and providing you with IVA Advice you can rely on, you may like to know that Debt Free Direct are the UK’s largest IVA company. A fact we are proud of because we don’t recommend an IVA if it’s not right for you and your personal circumstances.
A common question we get asked is ‘how do I know your IVA advice can be relied on?’. Firstly, it is a good question as there are a number of companies that may advise you that an IVA is best for you because that is what they do, not because that is what is right for you. What makes us unique in this instance is our staff, who are highly trained debt specialists, and our Best Advice Model, our sophisticated computer programme that helps us offer the right advice every time. Together they will be able to tell you which debt solution is best. These range from debt consolidation, and IVA or at a last resort, bankruptcy.
Once you have spoken to our advisors and discussed your options, if and IVA is the way you decide to go in order to get your finances under control, then we’ll give you all the IVA advice and support you need. We’ll create the proposal that goes before your creditors for consideration. This proposal will outline your debts, your assets and your income. It was also provide a proposal of how much you can afford to pay back over what is normally 5 years. If agreed, you’ll pay a monthly repayment to your creditors via us and as long as you keep up the repayments, you’ll be debt free in just 60 months.
