If you owe more than £15,000, an IVA can be an effective debt solution to help you clear your debts. But talk to Debt Free Direct first to ensure you get all the debt help you need. We’ll give you expert, impartial advice about all the debt solutions which may be available to you, and whether an IVA is right for you.
An IVA involves making lower monthly repayments over five years at levels you can afford, with your creditors agreeing to write off the debts you can’t afford to pay. After the five year period, as long as you’ve met your monthly repayments you will be debt free. Talk to us to find out more.
Call us free on 0800 083 1433 to find out more.
If you are calling from a mobile just let us know and we will call you straight back.
Becoming debt free through an IVA
An IVA can help you avoid bankruptcy, but it all depends on your creditors agreeing to the proposal prepared by your IVA provider – after all, your creditors are going to be asked to write off part of your debts and will only do this if they agree to the terms set out in your IVA proposal. That’s why it’s so important that you deal with a reputable company.
Managing your monthly repayments
You or your partner needs to be in regular employment to qualify for an IVA and to show that you can manage the lower level of repayments. If an IVA isn’t suitable for you, we’ll also give you debt advice about other debt solutions such as Debt Management or Debt Consolidation. All you have to do is call us free today.
Call us free on 0800 083 1433. Our phone lines are open 8:00 am to 9:00 pm Monday to Friday, 9:00 am to 5:00 pm on Saturday and 10:00 am to 4:00 pm on Sunday. You can call free for an initial chat about your own financial situation.
If you are calling from a mobile just let us know and we will call you straight back.
